Fire & Property Insurance

The potential loss from property damage can be devastating. A property insurance policy protects residential, commercial or industrial property and its contents from unforeseeable events such as fire/lightning and other natural occurrences such as typhoon and flood.

Two Types of Coverage Under Property Insurance

1. Basic Fire/Lightning Cover

2. Fire/Lightning with Extension of Allied Perils

The Extension of Allied Parts May Include:

Acts of Nature (Such as Earthquake, Typhoon, Flood, Tornado, Hurricane, Volcanic Eruption, Tsunami, etc.)

Riot, Strike and Malicious Damage

Extended Coverage (Falling Aircraft, Vehicle Damage, Smoke, Explosion)

Broad Water Damage with Accidental Bursting and / or Overflowing of Water Tanks, Apparatus and Piles (BWD w/ABOWTAP)

Sprinkler Leakage

Landslide / Subsidence

Spontaneous Combustion

Robbery / Burglary

Examples of Properties that are Covered by Fire & Property insurance

For Individuals

      • Residential House
      • Condominium / Apartment Units
      • Leasehold Improvements
      • Furniture, Fixtures and Fittings
      • Household contents

For Businesses

      • Buildings
      • Office & Commercial Spaces
      • Equipment & Machinery
      • Stock / Inventory
      • Factories & Manufacturing Plants

To learn more about Fire & Property Insurance, please contact us.

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